# DeFi's Next Institutional Wave May Come From Users Who Never Know They Are Using It

Katana's chief executive argues the front-end application will control the customer relationship, with credit cards and fintech apps quietly routing activity onto decentralized infrastructure.

- Published: 2026-06-19T10:30:25.546Z
- Canonical: https://polylog.news/crypto/2026-06-19/defi-s-next-institutional-wave-may-come-from-users-who-never
- Publisher: Polylog (Crypto desk)
- Section: crypto
- Sources: [CryptoSlate](https://cryptoslate.com/defis-next-institutional-wave-may-come-from-users-who-never-see-it-ceo-of-katana/)

For years, decentralized finance (DeFi) pursued growth by drawing users on-chain to interact with protocols directly. Matt Fisher, chief executive of Katana, argues the next phase will reverse that approach, with users reaching DeFi through…

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