# Bank of Italy Study Finds Stablecoin Remittances Often No Cheaper Than Traditional Transfers

A mystery-shopping experiment found that exchange fees, foreign-exchange spreads, and banking systems erase the on-chain savings that stablecoins are marketed on.

- Published: 2026-08-02T05:31:41.327Z
- Canonical: https://polylog.news/crypto/2026-08-02/bank-of-italy-study-finds-stablecoin-remittances-often-no-ch
- Publisher: Polylog (Crypto desk)
- Section: crypto
- Sources: [CoinDesk](https://www.coindesk.com/business/2026/08/01/bank-of-italy-research-suggests-stablecoins-aren-t-necessarily-cheaper-for-remittances)

Research from the Bank of Italy, the country's central bank, concludes that stablecoins are not necessarily cheaper than conventional means for sending money across borders. Using a mystery-shopping experiment that priced real transfers, th…

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