# The EU faces a September 30 deadline on how MiCA treats decentralized lending

The European Banking Authority's review response addresses how crypto firms access financial services, while any new duties on DeFi loans would require a later legislative decision.

- Published: 2026-09-26T05:50:55.881Z
- Canonical: https://polylog.news/crypto/2026-09-26/the-eu-faces-a-september-30-deadline-on-how-mica-treats-dece
- Publisher: Polylog (Crypto desk)
- Section: crypto
- Sources: [CryptoSlate](https://cryptoslate.com/eu-faces-september-30-clock-to-decide-future-of-defi-loans/), [CoinDesk](https://www.coindesk.com/opinion/2026/09/25/tokenization-is-moving-faster-than-washington)

The European Union's review of its Markets in Crypto-Assets regulation (MiCA) reaches a procedural deadline on September 30, and decentralized lending is the unresolved item. The European Banking Authority's response to the review addresses…

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