# The OCC gives Ripple final approval for a national trust bank to hold RLUSD reserves and enterprise crypto custody

The same regulator is urging community banks to build stablecoin services before federal licensing rules take effect, and Canada and Japan are setting their own reserve and distribution rules.

- Published: 2026-10-27T05:37:50.880Z
- Canonical: https://polylog.news/crypto/2026-10-27/the-occ-gives-ripple-final-approval-for-a-national-trust-ban
- Publisher: Polylog (Crypto desk)
- Section: crypto
- Sources: [CoinDesk](https://www.coindesk.com/markets/2026/10/27/ripple-gets-a-final-go-ahead-to-launch-its-own-u-s-national-trust-bank), [Polylog editors](https://polylog.news), [CoinDesk](https://www.coindesk.com/policy/2026/10/26/occ-calls-on-community-banks-to-enter-the-stablecoin-payments-market), [CoinDesk](https://www.coindesk.com/policy/2026/10/26/canada-opens-consultation-on-draft-stablecoin-rules-maintains-ban-on-yields)

The Office of the Comptroller of the Currency (OCC) has approved Ripple National Trust Bank, according to an announcement on X by Brad Garlinghouse, Ripple's chief executive. Garlinghouse said the bank will serve as the federally supervised…

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