Morning Edition · Tuesday, June 30, 2026
XRP Ledger's native lending protocol reaches a validator vote
A proposal to add on-chain credit, vaults, and fixed-term loans directly to the XRP Ledger enters the validator approval phase, aimed at institutional users.
The XRP Ledger's native lending protocol has entered a key validator voting phase, the step at which the network's operators decide whether to activate the feature. The proposal would build on-chain credit, vaults, and fixed-term loans into…
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Part of a tracked trend
On-Chain Credit Moves Toward Institutions
Networks will increasingly build institutional credit markets directly into their protocols or core stacks, competing to host regulated on-chain lending as a more defensible alternative to smart-contract money markets.
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