Morning Edition · Sunday, August 9, 2026Published at 2:30 AM EDT · New York

XRP Ledger Validators Vote on Encrypted Institutional Transfers as Privacy Becomes a Product Requirement

The Confidential Transfer amendment would hide balances and amounts for tokenised assets using elliptic-curve encryption and zero-knowledge proofs, and needs 80% validator support for two consecutive weeks to activate.

XRP Ledger version 3.3.0 has put six amendments to a validator vote, and the one that matters for institutional adoption is Confidential Transfer. It would allow Multi-Purpose Tokens, the format used on the ledger for instruments such as fu…