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Morning Edition · Thursday, August 27, 2026Published at 1:48 AM EDT · New York
Coinbase and Better Open Bitcoin-Backed Mortgages to Qualified US Buyers
The product uses two loans, one secured by bitcoin for the down payment and a conventional mortgage on the house, so borrowers keep their coins.
Coinbase and Better Mortgage have made bitcoin-backed home loans generally available to qualified United States buyers. The structure uses two loans. One is secured against bitcoin held at Coinbase and funds the down payment. The other is a…
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Bitcoin Becomes Consumer Loan Collateral
Regulated lenders keep building products that accept bitcoin as pledged collateral for ordinary consumer and mortgage credit, which increases holders' borrowing capacity while creating a forced-selling channel that activates during price declines.
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