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Morning Edition · Tuesday, November 10, 2026Published at 12:42 AM EST · New York
FinCEN and the Federal Reserve Withdraw the 2020 Plan to Cut the Travel Rule Threshold to $250
The withdrawal also drops language that would have stated explicitly that the funds-transfer rules cover crypto, leaving the $3,000 threshold and existing guidance in place.
The Financial Crimes Enforcement Network (FinCEN) and the Federal Reserve Board have formally withdrawn a joint proposal from 2020. It would have lowered the threshold at which financial institutions must collect and pass on sender and reci…
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US Crypto Rules Move by Agency Discretion
US crypto policy keeps changing through agency withdrawals and guidance rather than statute, which lowers near-term compliance costs but leaves every change reversible by the next administration.
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